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Capital One Spark Cash Business Credit Card. i $0 1st Yr Value Estimate. No Longer Available This card is no longer available to new applicants. Capital One Spark offers business checking and saving accounts, as well as loans, credit cards, merchant services, and lines of credit. Read on for fees, rates. With the Capital One® Spark® Classic for Business, you'll earn 1% cash back on every purchase you make with your card and any employee cards. The flat rate.